Welcome!

This proposal is to fund the creation of a globally-available, reloadable, no-KYC debit card for Dash, a global payroll system allowing companies around the world to pay their employees with Dash, and a Dash on/off-ramp which serves critical underserved regions like the EU.

These services are provided by Zebec, a payroll, on/off-ramp, card provider, and more. 


CARD

What We Get

1. A reloadable Dash-branded debit card
   
2. Instant card loads (InstantSend-enabled)
3. Globally available
4. No full KYC for US users (other countries it's more uncertain)

Why It Matters

• Many spending options for Dash currently are geo-blocked: DashSpend is US-only right now, many cards are US-based, few options and tools for our communities around the world right now
• Dash has the instant transaction advantage: other chains will need to keep a balance on the card, whereas a Dash user could load with Dash literally a minute before the card is run
• For all card users currently, users have had to decide between full KYC for the convenience of a reloadable card, or a single load private card with all the conveniences of managing dust balances, loading new cards into Google/Apple Pay, etc.
• This bridges the gap for living privately on Dash: anyone in much of the world can live entirely on Dash now, either using the Zebec card entirely, or as a fallback to bridge the gap with other payment solutions

PAYROLL

What We Get

1. Enable Dash payouts on Zebec's global payroll engine
2. Companies can easily pay employees partially, or fully, in Dash
   
3. Payouts to Dash usernames
4. Streaming salary payouts

Why It Matters

• Finally will enable users around the world to be paid in Dash automatically
• Payroll completes the loop where users can now have the full Dash experience: earn, spend, stake, and save Dash
  
• Allows us to pitch easy dollar-cost averaging into Dash: for example, "Earn just 10% of your salary in Dash every month, and you can always spend it just as easy as fiat"

ON/OFF-RAMP

What We Get

Global on- and off-ramp for Dash, including licenses in jurisdictions like the EU.

Why It Matters

• New liquidity off-ramp source for the EU from a MiCA-registered business, which is something we have been lacking
• Global off-ramp will help us to expand DashSpend and other features out of the US to the EU and beyond

ASK

The cost for this integration is $70,000 (two installments of $35,000), payable in Dash. Due to the extreme market volatility in Dash present, the ask is three installments of 300 Dash, which I feel is the closest I can realistically get to what the value may be by the time it is paid out.

Contingencies

If the Dash price goes up significantly past about $80, any additional funds will go towards marketing the new integration and products with ad campaigns. If the total payout falls short of the necessary value, I will seek to cover the difference from the Dash Growth discretionary budget, if we have available funds not already committed to current priorities.

If the total payout is significantly less than $70,000, then we will target a single $35,000 installment, which will only deliver us the card program. The same arrangement as above would apply: if over $35,000 but not within reach of $70,000, extra funding would go towards marketing, while if it falls short of $35,000, Dash Growth will seek to cover the difference.

If only the first installment is able to be met, we may seek to fund the second installment through a second proposal.

Agreement

Dash Core Group has agreed to sign legal agreements with Zebec to secure the integration long-term.