Proposal “ANYPAY_JUNE_2018“ (Active)Back

Title:Anypay Dash June - August 2018
Owner:anypay
Monthly amount: 219 DASH (57829 USD)
Completed payments: 2 totaling in 438 DASH (1 month remaining)
Payment start/end: 2018-05-18 / 2018-08-16 (added on 2018-05-08)
Votes: 751 Yes / 97 No / 23 Abstain
Will be funded: Yes
Manually vote on this proposal (DashCore - Tools - Debugconsole):
gobject vote-many ff83d2922bacc9a17095e06d003f08804a9252772e4206ae2d05a95e6710abdb funding yes

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Proposal description

“I’m voting yes. This is a real product with a real team behind it and a substantial plan. They have demonstrated competence. They are on our side.”
– Stillcantstop (aka solarguy)


“With your support, you will see a DASH Mecca flourish in New Hampshire. This will yield a model that can be copied across the globe.”
 DarrenSTapp, Dash core contributor

"I can tell you want the best for DASH so I’ll be voting yes.”
quantumexplorer, prominent Dash contributor and MNO

“You have my support.”
– qwizzie


“If you submitted a three month proposal, it would probably garner close to unanimous support.”
– 
TaoOfSatoshi


What are they talking about?
What if there were a proposal where…
  • Merchants receive the minimal hardware needed to accept Dash for payment at retail stores?
  • Users and merchants received Dash incentives to make spending competitive with credit cards?
  • 12 months of up-front professional development was already put into it without any funding?
  • Everything was in place to create a Dash village where every merchant who takes credit cards also takes Dash?
Would YOU support it?

“I can attest that the anypay app has done outstanding things for acceptance of DASH in Portsmouth.”

“In the old days I used to go to places just to spend cryptocurrency. Now, I end up paying with DASH without making a special effort.”

“One thing that is unique is the fact that merchants that use anypay actually are accepting dash. They are not using a payment processor that deposits dollars to their accounts. Merchants sometimes take their DASH and spend it with other merchants. This closes the loop avoiding the need to interact with the dollar economy.”

– Darren Tapp, Dash Core Contributor

Here it is. The proposal you have been waiting for. Finally a Dash app that closes the loop, gets merchants taking and spending Dash, builds a model Dash City, and gives you the tools to recreate it anywhere in the world.

How do we know it works? Because we have hundreds of real-life merchants using it in their businesses right now, today. And every day more people are signing up to use it. Because it was built by voluntaryists, it respects your privacy. No personal information is required to set up an account. No government tax IDs or hocus pocus paperwork need be submitted. No photographs of you standing with signed documents. Just email, password, and a Dash address. It’s really that simple.

Imagine Roger Ver kicking himself as his precious “Bitcoin Village” is converted into “Dash Village”.

About Us
Anypay launched the first Dash-specific point of sale system in the summer of 2017, and we are long-time Dash users and investors.Our team is responsible for the major Dash boom in New Hampshire. We are the only major Dash point of sale system. We have accumulated several decades of software development experience, including early-stage development of Ripple and various cryptocurrency projects.Our progress in Dash adoption has been covered by media outlets such as the Beyond Bitcoin Film, CNN International, and of course Dash Force News.

Benefits To Dash Community

One of the key selling points of Dash over other cryptocurrencies is its usefulness as an everyday currency, and this is already starkly visible in New Hampshire. Even long-time cryptocurrency users have reported with wonder their first meal purchased with Dash, indicating that we are really on to something special here. This was particularly showcased on a recent CNN video showing Dash used as everyday money in Portsmouth. Making a single area where you can spend Dash on just about anything is the single biggest argument-ender for which cryptocurrency is digital cash.So…what exactly are we offering? Glad you asked:1) Incentivize Retail Commerce
Premier Dash Point of Sale SystemWe built a kick-ass Dash-branded point of sale that already does everything you need to use it now. It’s not going to be something we are waiting on forever. Anypay is already the simplest Dash point of sale for cashiers and business owners, and we consistently receive rave reviews. Anypay is used in dozens of Dash-accepting businesses around New Hampshire, and was recently featured on a CNN International segment highlighting living on Dash in the region. When paired with Uphold or other key exchanges, merchants can easy convert Dash to fiat currency if desired.Our key product offering will be expanded by offering the following additional functionality:Internationalisation: Now it’s time to expand the Dash point of sale to a global audience by internationalizing the system to support denomination in many fiat currencies, and many spoken languages, which this proposal will allow us to prioritize.Publish quality Dash point of sale system for the Apple App Store and Google Play Store, to bring a high degree of finesse and professionalism to the Dash retail experience.We will also offer a special Dash-branded portal for merchants to set up Anypay, pre-loaded with Dash icons and the ability to accept Dash right away.2) Incentives to Spend and Accept Dash in Retail Stores Dash-Back Consumer Spending Incentive
  • Dash-Back instantly pays consumers and merchants small amounts of Dash after ever brick-and-mortar transaction. It is already live and working for consumers in the New Hampshire economy, and will be expanded and truly put to the test with this proposal.
  • Dash is facing serious competitive pressure competing projects and technologies such as Bitcoin Cash. Dash-back gives Dash a razor-sharp competitive edge over those other coins, and even launches Dash into competing with credit cards. Dash-Back inspires people to use Dash as money, not just a speculative asset.
  • Merchant Adoption Bounty Program
Bounties are placed on specific retail merchants. Ambassadors are rewarded with Dash when they set up merchants. Half of the bounty goes to the retail business owner, the other half is paid to the ambassador. This will be targeted at specific industries and will be retooled to reach lacking sectors. The goal is to create a well-rounded economy of Dash merchants in addition to raw growth numbers.Bounties will include:
  • Gas Stations
  • Grocery Stores
  • Farmers’ Markets
  • Hotels
  • Restaurants
  • Rental Properties
  • And More!
Free iPad hardware with Dash point of sale and Dash wallet pre-installed will be given to high-value merchants so all they have to do is connect to their wifi and are set to accept Dash. All new merchants will be listed on DiscoverDash.com.The mission is to achieve heavy saturation in a key geographic area, the Free State, establishing Dash’s undeniable presence as a real-world currency.

This alone would be an amazing deal. But what if you could have all this, and…

A painless on-ramp for merchants, including video and text-based user-guides, online FAQ, and ongoing customer support for Anypay Dash merchants. Relevant guides will be cross-posted to DiscoverDash.com.Real-world economic data showing and tracking Dash’s use as a currency. No one can answer that question, and now Dash can!
  • How many transactions did Anypay process this month?
  • How much Dash?
  • How much USD?
  • How many businesses?
PLUS! Recently some of our favourite Portsmouth merchants began asking us to make DASH the default coin on Anypay. Anypay offers as part of this agreement to guarantee DASH will be proudly promoted as the default top coin listed across the Anypay platform for the duration of the proposal.

Transparency

Fully-transparent accounting every month is extremely important to earning investor support and trust — as it should be! We commit to delivering detail specific financial data including funds spent and remaining and KPIs (Key Performance Indicators) as well as hard numeric results to the Dash Watch every month. We commit to distributing at least $10,000 in Dash-back per month in the form of small automatic payments to merchants and customers upon completing transactions in Dash. Our goal is to grow this to 50% of the proposal budget. Dash-Back program totals will be reported live to https://dashback.ai

The following metrics and financials will be reported every month:

– Amount Spent on Engineering (broken down by specific components)
– Amount Spent on Support
– Amount Dash-Back Paid (target: 50% proposal budget)
– Amount Spent on Merchant Ambassador Program (Outreach and Bounties)
– Amount Spent on Hardware (iPads)
– Total Number of Transactions that were given Dash-Back
– Statistical Information about Dash-Backi (Daily & Monthly Average, Median, etc)– Daily and Monthly transaction volume with Dash
– Amount of Funds Remaining that we are unable to utilize Funding BreakdownOur goal is to put 50% toward operations, support, management staff, and 50% toward incentives that create the Dash Village (Dash-Back and merchant support).

TOTAL: 219 Dash per month

With this, we will finalize the Anypay Dash point of sale system for mass global adoption use and conduct a heavily-incentivized retail merchant adoption starting in New Hampshire growing out from there. This will include incentives such as our powerful cutting-edge Dash-back program, merchant adoption bounties, and subsidized dash point of sale hardware.The recent CNN International video of Dash uber-user Joel Valenzuela was made possible in total completely by anypay’s efforts to convert Portsmouth, New Hampshire to Dash.

A ringing endorsement from one of Dash’s leading figures:



Won’t merchants try to defraud the system to get free Dash?

Our plan is to have increasing levels of verification and trust for the merchants who are getting Dash-Back. We are starting with the several dozen merchants that we personally know and vet and we talk to dozens of different customers who go to these merchants and talk about their experience who are actually using it to make sure they’re not scammy. Secondly we plan on integrating with discover dash and plan on developing software for people to vet businesses, and the more vetted they become, the more Dash-Back they get. So far in our experience, the merchants are most pleased to get more customers and to have more revenue and to have more cool people to come to their shops and are not interested in stealing and defrauding the goose that lays the golden egg.That said, we keeping the Dash-Back very local, and it is a small fraction of our proposal because the main chunk of funding goes to funding a global merchant platform for Dash.If a merchant is discovered defrauding the dash investors, we will permanently ban their account from using Anypay. Plus, they have to be vetted anyway, so they’ll never be approved again. Dash-Back doesn’t just go to any account that signs up. Anyone can create an account and use Anypay for free, but you have to be a legitimate verified business to receive Dash-Back. And we have already been able to manually verify dozens of business with respectable owners.

Shouldn’t we focus our efforts on areas outside wealthy North American cities?

Our brand is Anypay.Global. Our focus is on building the best merchant tool for the global Dash audience. Yes, we have focussed on our local economy and dedicated all the resources we have available to building the best experience. Now our proposal is asking for the fuel we need to internationalize our software with foreign currencies and foreign languages so that all the other great dash teams can bring the merchant tools to the rest of the world. That’s what this proposal is all about.Our mission is to empower anyone anywhere to use digital cash without permission. That’s what Anypay is all about. Yes, we’re a software development team that’s based in North America, but our software is global — it’s borderless. Anypay will be used in Ghana, in Venezuela, in Buenos Aires, and anywhere there are merchants who want to accept Dash. A small fraction of the proposal is going to grow the New Hampshire economy. The majority of it is going to grow the global merchant adoption platform for Dash. Nothing could benefit the world more (except for maybe more wallet development and more privacy).

This proposal is going to build the tools that can be used by anyone anywhere in the world. The funds are proving the software works in a real setting. We built the global platform for Dash retail commerce, and now we’re expanding it for global currencies, international languages, and we are spending a small fraction of that in the testbed economy. We’re using it to build the platform that’s going to work everywhere in the world. We have merchants here that we need to talk to and get feedback to make the global solution more effective.

A huge reason Anypay has become the easiest, simplest Point of Sale is because we have strong relationships with local merchants and are able to get real-time feedback from customers and merchants across the whole area. We have noted that the more merchants that are using it in our area who we can meet and talk with, the faster we can improve the software for everyone in the world. And for that reason, we are growing the testbed of our software and incentivizing people to use Dash and help us improve the tools that we make. That way, when people Dash ambassadors all over the world are setting up merchants, we will have already encountered every possible pain-point and objection through the local economy that we’re getting feedback from and engineered the software to provide the best possible experience.Unlike those other commercial Dash proposals that have come and gone, and did not amount to much, Anypay has been serving dozens of merchants and hundreds of consumers for almost a year, and we have the privilege and pleasure of bringing to you a proposal to take our software global. 

Isn’t prioritizing adoption ahead of sophistication shooting yourself in the foot?

Yes, you are absolutely correct we have focussed the last year or nine months on building the most workable user experience and growing the largest network of Dash merchants while not using expensive sophisticated delivery channels so that we can move faster and develop the experience more quickly. Now we are asking for this grant for exactly the reason that we’re going to add a whole new level of sophistication to our delivery process, to the polish, and efficiency of the software. We are releasing official builds in the iOS and android store that people can trust through trusted channels and commissioning and testing logos and designs.We are constantly doing usability testing with live customers, observing cashiers and customers interactions with the software, fixing bugs, improving the UX, and incorporating feedback from all parties. We as a team collectively use our software dozens of times a week to purchase things in the Dash economy.What about Evolution? Won’t anypay be made irrelevant when merchant tools are built in?Anypay is starting with the largest customer base for Dash Point of Sale. With this funding our customer base is going to grow exponentially, and we will be overwhelmingly the largest customer base of merchants. When the time comes to roll out awesome Evolution features our team will be able to bring Evolution to more merchants faster than anyone else.

Plus, our mission is to cut out the middleman in financial transactions anyway. So just as we were the first to build a Dash Point of Sale, we will be among the first to build on the Evolution platform. Even then, if Dash Core builds merchant APIs into the Evolution platform, then we will use that in our application. That just makes our job easier to build the best Point of Sale and market it to merchants, which is our strong suit.We are already using the most cutting edge Dash features and we are going to continue that. With the funding, we are going to draw in more talent, more excitement, and we will be the ones who can build in the Dash Evolution features first. We are extremely excited to turn Anypay into a DApp on the Dash Evolution platform.The Dash Investors deserve a world-class development team for merchant tools, and we are assembling it. We originally budgeted 110 Dash per month for engineering of the merchant platform. We have broken that down into 6 distinct roles, or talented, valuable people, that we will have to convince to join us and leave what they are doing.

Operations
Currently we have the whole operation and all the servers and everything that needs to be maintained, expanded, and made better and better. That person is really expensive. These numbers are low. We need these numbers to be higher. 

Core services
These are the core APIs and messaging that enable the amazing experience with Anypay. ToolsFor Dash-Back and other internal tools that we need to bring this all to the world. We have a junior developer working on that, so they make less. Because we don’t have enough to budget for more. Web AppOur existing web app does not need an extremely talented person to continue on it, or an extremely expensive one, and we can spend less time on it now. The big focus is getting someone really good for iOS to build the best iOS experience.

iOS Native App 
We probably need to spend a lot more than that to get the best iOS dev. We would prefer to spend at least 32.9 on the iOS App Dev and potentially 40 per month for a really, really good person who we can convince to be the lead on our team for the long run because we are going to grow to dozens of countries in hundreds of cities.

Android Native App
Same deal. This is extremely important to delivering the fastest and best experience and engineering the smoothest possible Dash Merchant solution. And that all there is 110 Dash per month. We need to spend more to grow as fast as the dash investors want and expect. 

Growth Engineering
This person is in charge of having automated interaction with users and gathering data about how they use the system in order to improve it and grow our network and engineering ways of our users spreading the system viraly so that Dash spreads and spreads.

UX design
We need professionals designing the best possible experiences and testing them: logos, layout of user interface, colors, everything. That is also a relatively inexpensive person where we should be paying more. We need to spend more on that.

We can spend double on all of these, and that would help us grow the Dash investors’ vision faster, but this is the breakdown now. All of these positions require intelligent, dedicated, hard-working, talented people with specific skill sets. These people are already working on awesome projects, and they have permanent positions. We have to convince these people to leave what they are doing — some of the most awesome talented people around — and join our team. This proposal is for 3 months, but this is a much longer-term commitment on our end. We have already spent a year developing Anypay to get it working and in the hands of hundreds of merchants, and we are asking for your support in helping us to grow our efforts globally.

https://anypay.global/dash-june-2018

Show full description ...

Discussion: Should we fund this proposal?

Submit comment
 
0 points,20 days ago
Dash Watch June 26th 2018 Report on
Anypay Dash June - August 2018 by anypay
https://dashwatch.org/files/1530054311743.pdf
Reply
1 point,1 month ago
Hello Anypay. When are you adding Nigeria Naira to your Exchange rate. We will be having a lot of merchant meetups soon. it is Anypay.global can we have other currency too please?
Reply
1 point,1 month ago
Thank you Juwon123. Adding support for international currencies is a major priority. That is why we included it in this proposal. We got approved one week ago, and you will be happy to know we are already working on it. Proper software development takes time, so thank you for your patience. We will make a big announcement when other currencies are added to let everyone know!
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1 point,1 month ago
Thank you to everyone who supported our proposal to make currency internationalization and Dash-Back a reality.

Video:
https://youtu.be/JedlcqVix-g
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0 points,1 month ago
Congratulations guys!
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-1 point,1 month ago
Dear anypay,
What is your plan for than the Dash back program dont became a kickback program.

Exemples:
Someone buy 3$ coffee and receved 5$ in the dash back, do you plan to prevent it ?
Someone buy for 20$ and receved 5$ from dash back then be refund in fiat by the merchand, how do you prevent it ?
Reply
1 point,1 month ago
Only 2 days left for the voting and this proposal needs additional 32 Yes votes to become funded.
I am sure you will pass. Stepping by to say that I support you guys and you have my votes too.
Good proposal with a good target!
Fingers crossed.
Reply
1 point,1 month ago
Thank you splawik21!
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-2 points,1 month ago
Its looks like MNO who vote yes on this proposal dont have all informations. Dash already have POS :
https://www.youtube.com/watch?v=rhgh6FaM5Co&feature=youtu.be
https://www.youtube.com/watch?v=R8BiB6Lv7kY&feature=youtu.be

And paiement processing system :
http://venezuela.qr.cr/vzpos.pdf
Reply
2 points,1 month ago
We would be extremely pleased it a simple Dash wallet was sufficient for retail commerce. That would save us tons of time, we wouldn't even need to build Anypay!

But in the process of helping nearly one hundred merchants take Dash we discovered a plethora of retail-specific requirements that make a dedicated tool like Anypay absolutely essential.
Reply
-1 point,1 month ago
"plethora of retail-specific requirements" witch one other than accepting Bitcoin too ?
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2 points,1 month ago
With all due respect, those are demos. Anypay is in the field, on any tablet or phone, working now at dozens of real life businesses. Anypay's is not some concept - it's already a reality. I use it at merchants multiple times each week here in Keene, NH.
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-2 points,1 month ago
With all due respect, you are wrong, qr.cr are not a demo its already use in USA and Venezuela. Anypay done nothing more than Dash core wallet on Android and on Iphone already do, and be use all around the world too. Its look like than every where else outside New Hampshire find a slolution already who dont cost that price (look at discover dash). The Only difference its than anypay accepting Bitcoin too, it was the only argument from the Dev.
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2 points,1 month ago
You sure about that? Where is this being used? Please list all the places so we can be sure they are added to DiscoverDash.com
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0 points,1 month ago
https://qr.cr/map
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1 point,1 month ago
After zoom of its CANADA and Venezuela, and not USA and venezuela
Sorry for the error.
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1 point,1 month ago
I've used Anypay in NH. It works. I would love for it to work as webstore for us but that is another project entirely.
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0 points,1 month ago
Yes! We are already working on a simple WordPress e-commerce plugin for AnyPay.
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0 points,1 month ago
Phase II is up for vote, if you are interested.
https://www.dashcentral.org/p/MedicinalGenomics_II
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-1 point,1 month ago
We should stay in touch. We have a DASH proposal to help get Kannapedia.net and CannMedevents.com to take DASH. Biggest headache is integration with Netsuite (fairly common ERP). Have emailed Steve this weekend. Thank you!
Reply
1 point,1 month ago
Inspiring merchants to take crypto is simple when you have the right tool. Anypay empowers you to pay with Dash at all your favorite stores by eliminating all the common objections merchants offer.

Here is a video showing how you can use Anypay in retail:
http://anypay.global/2018/05/23/delivering-a-crypto-experience-that-inspires-merchants/
Reply
1 point,1 month ago
Why in the world would you want to pay to support OTHER cryptos?

This has been the topic of many Q&A in the comments section of our proposal, so I made a short video explaining why it benefits Dash to support Bitcoin payments, as counter-intuitive as that sounds.

http://anypay.global/2018/05/22/how-dash-gets-a-foot-in-the-door-important-message-for-mnos/
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0 points,1 month ago
I'm sorry, but starting out your description with huge quotes from prominent members of the Dash community, smells of manipulation. Did you even ask them if they minded their names being used to promote your project? I don't want to scroll through a ton of over sized quotes like those put on the back of paperbacks, I want to know what you want the money for? I'm very suspicious from this of your project.
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0 points,1 month ago
I mostly want to tell you and any future proposal owners that this kind of thing really turns me off. I have been exiting this proposal each time without reading it because of this. I still have not read it, and will have to come back with a clear head... again, LOL, because this keeps stopping me from continuing so I can give you a fair shot.
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0 points,1 month ago
Hey TanteStefana give it a read! You will be delighted ?
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0 points,1 month ago
:-D
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1 point,1 month ago
Dear anypay,
This proprosal is not about a POS (Point Of Sale) as clam by some. Its simple web page who do exactly (less less) what Dash core wallet done already on Android and Iphone. The only difference is than anypay accepting paiement in other crypto than Dash.
Creating that kind of web page cost under 10 000$

why we have to paied that mountain of Dash for a less efficient tool than we already have, and help world wild adpotion of other crypto ?

For sure Dash need a paiement processing module for POS, but what its propose here dont aproche thats need in any kind of way.

Regards,
Reply
0 points,1 month ago
Interesting. I haven't been able to read this yet, but I'll keep this in mind.
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3 points,1 month ago
Yes again!
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3 points,1 month ago
Thanks for coming back to the table with an updated proposal, I appreciate the shorter timeline. I have just a few questions:
1) Has Dash Force as escrow-provider been dropped? If so, why?
2) What is the timeline for an open-source version made available to the public?
3) Will you be able to reclaim/redistribute the free iPads given away if they are not sufficiently used for Dash transactions?
Reply
1 point,1 month ago
Hi Nuancer.

Yes, our merchants understand that if they don't use the iPads we will recycle them to other merchants. Either way iPad hardware is only a tiny fraction of the proposal.

Regarding an open source Anypay, we are focusing fully on internationalization, native app distribution, and user experience improvements for users of Dash. Once those highest-value objectives are achieved we will prioritize open source.

Yes we set the payout address to Anypay's masternode address this time, since there is no longer a twelve month payout schedule requiring escrow to reduce price fluxuation risk. We are confident paying to our masternode address plus our excellent track record are sufficient to prove our investment in and dedication to Dash.
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3 points,2 months ago
I'm glad you came back to resubmit and listened to the community and were willing to compromise and make adjustments to your proposal. What you provide is something Dash desperately needs, and on top of that, you already have a self-funded, working product. With this additional funding and development, this can be a huge benefit to the network, so you've got my support.
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1 point,2 months ago
Too expensive, maybe include some numbers for where it's being spent.
Are you just asking to be reimbursed?
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1 point,2 months ago
We respectfully disagree that this proposal is too expensive, because we have already seen a significant positive impact of Dash back. We believe strongly, along with many other prominent Dash investors and power users, that Anypay has already built huge value for Dash and we will magnify that return on investment with more capital.
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1 point,2 months ago
In short 50% of the funds go directly to Dash merchants and consumers when they shop with Dash, and the other half goes to design, engineering, support, operations of oir most successful Dash merchant platform.
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1 point,2 months ago
Is there a tutorial and guide for implementing the system onto a freshly formatted old phone/tablet/laptop/etc. could be just as good and then people can donate there old device for a fraction of the cost to vendors requesting assistance getting set up.
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2 points,2 months ago
Yes Anypay has tutorials for setting up on old devices. Do understand that this proposal is not about paying for hardware, the majority of the Dash is going to our Dash-Back incentive program which instantly rewards merchants and consumers with Dash whenever they shop.

We have seen a large increase in Dash commerce since activating Dash-back, and now we are ready for real funds to vastly increase commercial incentives.

The secondary component of the proposal is ongoing engineering to bring Anypay's Dash merchant app to the Dash partners in Venezuela, Colombia, Ghana, Canada, Germany, etc who all need support for local currencies and languages. We are also using the funds to increase the sophistication of our Dash merchant software for distribution via trusted channels such as App Store and Play Store.
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1 point,2 months ago
Great! any chance of releasing those to non-members of your site/service? Interested to read an article on how your service network works for transactions compared to just using a personal wallet.
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0 points,2 months ago
Yes, we don't like our users currently have to provide an email address, and we plan to remove that requirement in the near future. The reason we added account sign up in the first place was to allow merchants to easily attach their Dash merchant system to multiple devices (one of our users has Anypay for Dash on seven different Android tablets).

Additionally many merchants ask for fiat currency accounting for their transactions, so the login gives them and their accountants simple fiat accounting.

That said, privacy is extremely important to Anypay and we want our users to have fully anonymous access to merchant software. We don't pretend (or even want) to own our merchant's data.

For now anyone who desires anonymity can use a fake email address, but they won't be able to reset their password. There are a lot of tradeoffs and Anypay is actively investing in providing great service while maintaining privacy.
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0 points,2 months ago
Looking only at the transaction services offered (minus donations to merchants and users) how does your service compared to https://mydashwallet.org/ (https://www.dashcentral.org/p/MyDashWallet2) which acts as p2p DASH gateway for users of any device to send/receive to their account via a website interface (for comparison they want 22 Dash/month to continue improving/expanding).

It appears the major differences are that the recipient must be registered using your site and the funds require your computers/business as a middle to forward the Dash to the recipient, correct?

What would be the (non-subsidized) reasons to promote/use one over the other?
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1 point,2 months ago
We would be extremely pleased it a simple Dash wallet was sufficient for retail commerce. That would save us tons of time, we wouldn't even need to build Anypay!

But in the process of helping nearly one hundred merchants take Dash we discovered a plethora of retail-specific requirements that make a dedicated tool like Anypay absolutely essential.

Thank you for your inquisitive feedback, we will soon share an in-depth post explaining why and how Anypay tackles retail merchant needs in ways no wallet can.
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0 points,1 month ago
Thanks, waiting for that
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0 points,1 month ago
Thank you for your patience, Stone. We put a lot of time into answering your question thoroughly, including videos, screenshots, and photographs of real-life use. http://anypay.global/2018/05/21/why-mydashwallet-doesnt-work-for-retail-commerce-and-what-to-use-instead/
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4 points,2 months ago
Sounds good, but what we really need is a way to allow merchants a USD settlement option. It would be much easier to get people to use Dash if we could setup all the business who are willing to accept it, but don't want to actually handle crypto, and there are a lot of them.
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1 point,1 month ago
there is a great service created by bitnik several months back that supports Dash and would let you monitor an address and use API to send a cash out call to the exchanges. So these solutions just need to start weaving together and we are on our way into POS.

check out https://reload.bitnik.eu/#/start
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4 points,2 months ago
In our experience activating dozens of real life merchant we have convinced 100% of them to keep and use the Dash instead of converting to fiat.
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4 points,2 months ago
That's why we have begun promoting Anypay + Uphold as the perfect combination to accept Dash and convert to bank payments.
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5 points,2 months ago
We highly need a POS system for Venezuelan merchants. If you add a VEF/DASH rate on your system it would be perfect for us.

Right now we have +150 merchants accepting Dash, but in order to reach bigger merchants we need a system like yours.

Count with all our support.

AlejandroE
Dash Help and Dash Merchant Venezuela
Reply
5 points,2 months ago
Yes alejandroe VEF will be the next currency we prioritize.
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4 points,2 months ago
Liked it last time. Like it much better this time.
Voting yes. solarguy
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4 points,2 months ago
Costa Rica voting yes. We intend to replicate this merchant model elsewhere and glad to see the initiative! Closed-loop DASH payment networks are the end goal and we commend you! Good luck!
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4 points,2 months ago
Really great to see you guys incorporate community feedback and come back with an improved time scale. Gladly voting yes!
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3 points,2 months ago
voting YES. We need active use cases we can point to. So lets have a go at getting a community use case in place. A working model.
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2 points,2 months ago
Will you have POS hardware for sale in the future?
I tried the Merchant Web app, registered and tried to do a test transaction. When pressing on Dash as payment the QR Code that shows up has a different Dash address than the one I have already set up in my account. How does the process work? Do you have intermediary addresses that collect the funds first and then I can cash out to my address that I have specified in my account? Can we have an option of immediately cashing out incoming transactions to our address? If not why so?

Overall it's a yes from me because I see great value here but I'd like to get some feedback on the above.
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2 points,2 months ago
When I've used Anypay to sell stuff at conferences to demonstrate Dash in a merchant environment, it's been sent to my receiving address almost instantly, so I'm guessing it generates a new address for each payment and then immediately sends them to the final address. As for hardware, it works on any iPad/iPhone/Android device, so it's not necessary to sell special hardware, though I believe where necessary the team has given them a free device with the POS pre-loaded.
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1 point,2 months ago
Hmm I'm still curious (not suspicious) about the first address, I mean you are essentially doing 2 transactions which is unnecessary.

So for hardware I guess it's pretty easy to get like a Rpi that constantly runs an explorer with anypay on it and you are pretty much set (cheap solution) or just an android/iOs device. Yeah not bad, it's a good start.
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2 points,2 months ago
Hi Ichigo yes we agree that two transactions are not ideal and we are exploring different techniques for unique payment identification without the forwarding address. We have developed support for extended public keys and are working to make sure wallets can support that technology before offering it to merchants. Extended public keys will essentially eliminate the need for two transactions. We plan to work with Dash mobile developers to implement the best solution to the problem you pose, whether that be payment protocol support, and evolution dapp, or other technique.
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1 point,2 months ago
ichigo13, that is an intermediary address. Immediately upon receipt, anypay forwards it to your receiving address. Try it - it's fast.
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0 points,2 months ago
Most merchants use iPads, and our design is heavily optimized for iPad and other tablets and mobile devices.
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0 points,2 months ago
Yes ichigo13 Dash is immediately forwarded to your address. There is no option for AnyPay to retain funds longer than a few seconds.
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9 points,2 months ago
As I've mentioned before, I personally believe this to be one of the most critical projects for the mass adoption of Dash I've ever seen. I've been in the Portsmouth area for some time, and I've seen first-hand how the town has gone from zero Dash-accepting merchants to 27 and counting over the course of a year, 1.3 for every thousand people. This has made my grand experiment of living off Dash much, much easier, allowed me to land the CNN interview living on Dash, as well as countless other media hits. The Anypay guys are wizards at this, and I sometimes can't even believe how easily they manage to get new businesses to take Dash.

We desperately need a working POS system. We've gone years without one, and it's made getting merchants to accept Dash very difficult. As of now we have no other POS option (Alt36 isn't out yet, is untested, and won't be available everywhere for some time, if ever). Right now I set up every merchant I talk to with Anypay, but it's a little more difficult without a polished app in the App/Play store yet, especially since it only prices in USD and I've already gotten requests from Canada, Nigeria, Ghana, Mexico, and Venezuela to use Anypay priced in their local currency. Getting that added would be huge.

The most critical part of this is the merchant bounty and Dash-back function. Right now there's effectively zero incentive for first-world merchants to take Dash, and zero incentive for holders to actually use it instead of hodling and using fiat. Giving a merchant sign-up bonus and customers an incentive to spend (I admit I eat out etc. a lot more after the implementation of the beta Dash-back) is exactly what we need to be used everywhere. Every major payments system has used some kind of similar incentive to get things going, and Dash can expect to be no different.

First time around the proposal was 12 months and I can understand the skepticism, but with 3 months this should be an absolute no-brainer, especially with all the other crazy stuff that's been funded and provided no ROI. If we're not going to do anything to boost real-world adoption, then what are any of us even still doing here? I like spending Dash every single day and living as much without touching fiat currency as possible, and I'd really like this to be possible outside of my small local area.
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1 point,2 months ago
Thx for posting, (if this would be the text instead of the quotes above) than I would have been fine with it because it's backed up with a decent explanation.

Question have you managed to to talk to some customers/merchants that use anypay ? and what currency's are they using and if they used different currency's which do they prefer ?
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3 points,2 months ago
I'm a frequent customer (4-5 times per week) of Anypay-using businesses and so is the local Dash community. My own experiences corroborate the info provided by Anypay, though I'd be willing to guess that typical ratios are much higher in Dash's favor, since the Free State Bitcoin Shoppe uses it, and has lots of "crypto tourists" using it to buy crypto merch, driving the average of non-Dash coins up. Other than this one guy who's a BCH maximalist I know, I've never seen anyone buying stuff at local shops or restaurants with anything other than Dash.
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3 points,2 months ago
Of course! We speak with merchants and customers all the time. In general merchants prefer any crypto that the customers want to pay with. Customers on the other hand use Dash about 75-80% of the time, and Bitcoin, Bitcoin Cash, Litecoin the remainder.
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1 point,2 months ago
Bring in all those mom-and-pop shops for us! That's the only place I see crypto taking a foothold besides the areas like Venezuela where inflation is atrocious. Everywhere else is too heavily entrenched with the current banking system. Crypto will go big someday, but the cryptos with first mover advantage and a established network will take center stage.
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1 point,2 months ago
So true RobbyDash01 we have had the most successful by far teaching small business owner / operators to use Dash. Fortunately early small businesses have benefitted greatly by accepting and hodling dash.
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3 points,2 months ago
Yes.
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0 points,2 months ago
Voting yes.
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4 points,2 months ago
This looks like an impressive product. I read your pitch, opened an account, took it for a spin.

Questions:

- Will this proposal result in support for denominating invoices in Colombian Pesos? (I want to use it here in Colombia.)
- Will we get a Spanish-language interface?
- CNN says you guys signed up a ton of merchants in Portsmouth. I am working on merchant adoption in Colombia. How did you do it? Can I maybe interview someone about it for YouTube publication?

Thanks!
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1 point,2 months ago
Yes, yes, and yes. This proposal being funded will result in Colombian pesos pricing as well as a Spanish language interface.
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1 point,2 months ago
Wonderful, thanks!
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3 points,2 months ago
I live in Keene, NH - the other top DASH-accepting-businesses-per-capita city in the world besides Anypay's home of Portsmouth, NH. When BTC's fees were going insane in 2017, Anypay came to the rescue with its merchant point-of-sale - they launched their platform with DASH and BTC acceptance. To my knowledge, (I've looked and looked), no one else had ever done this. The few real-life POS sytems were BTC-only until then.

Prior to Anypay's creation, I'd worked with several local merchants to set them up with Bitpay for point-of-sale, real-life, brick-and-mortar acceptance. As soon as Anypay launched, I helped the local BTC-accepting businesses flip over to Anypay and begin accepting DASH:

https://freekeene.com/2017/12/08/all-cryptocurrencies-set-record-420-billion-market-cap-as-nh-retailers-launch-dash-acceptance/

DASH is real in Keene and Portsmouth, New Hampshire. In Keene, I can go to Corner News and get everything from pipes to drinks to snacks for DASH. I can then cross the street and have lunch at Local Burger for DASH. Or maybe Curry Indian Restaurant, or Thirsty Owl (Bar), or Hot Hogs BBQ or Little Zoe's Pizza. If I need my car repaired, I can pay DASH for that too at award-winning Wilder Automotive. All thanks to Anypay - and the amazing cryptocurrency community here in the Keene area. (We also have TWO Crypto Vending Machines here in town that sell DASH.) Check out the map at http://coinmap.org/#/map/42.92846255/-72.25725174/13 - almost every business there is taking DASH thanks to Anypay.

Now, Anypay has already taken retail DASH acceptance to a new level with its DASH-back concept. This is already happening. Every time I spend DASH around town (and I do it multiple times weekly), I instantly receive DASH back from Anypay (currently around $1 worth of DASH). This isn't some theory. It's real. Buy a drink at Thirsty Owl? DASH-back. Get an oil change at Wilder Automotive? DASH-back. This is important, because it incentivizes people to spend DASH, which is what we want to happen. It helps overcome Gresham's Law.

DASH is supposed to be digital cash. That means it needs to get used in real life. Anypay has ALREADY made this happen. Please vote yes, as I have done, for this proposal. This proposal allows them to take what they are already doing for DASH, and make it even more amazing.
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1 point,2 months ago
The Shareef don't like it. Rock the Dashback. Rock the Dashback.

Let’s do this
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1 point,2 months ago
I am not sure what is this buying Dash ?

- It's not exclusive
- Other coins get a free lunch
- Dash is not listed as the primate coin to use, is still BTC (correct me if I am wrong, with some visual represatation
- There is no contract between Dash MNO's and Anypay
- Anypay, is for profit, and can make a profit without Dash (if not exclusivity is even more awesome)

On top of that I really dislike this, attempt to manipulate me, Into posting what other Dash MNO'er think of it. If it had some real arguments from them okay.

In short, don't manipulate me into voting for you, and sweeten the pot or something.
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3 points,2 months ago
Other coins don't get a free lunch, they're already supported and 80% of transactions happen in Dash anyway, without the special treatment the proposal would bring. I used to be skeptical about other coins, but let's face it, no one has heard of Dash and I've seen how Bitcoin is critical to the pitch to merchants, even though they realize Dash is where it's at when nearly every single transaction uses it.

I really don't find the quotes manipulative at all, I know many MNOs make decisions based on personal recommendations from people they trust (hence why I've commented here). Pretty standard practice in the business world where anyone can come up with a great pitch and fancy site and have nothing serious behind it.
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3 points,2 months ago
In short Dash investors are buying increased retail Dash commerce, an expansion of the number one most proven Dash retail incentive program. Dash investors are buying internationalization and an enhanced experience for Dash's most-used merchant tool.
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2 points,2 months ago
I can't emphasize the importance of this internationalization enough, see my comment above about how many people have contacted me wanting to use Anypay priced in their local currency... especially Venezuela.
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2 points,2 months ago
Hi A_node_to_a_Master!

Thank you for your immediate feedback.

Our apologies, we are currently experiencing technical challenges posting the remainder of our proposal, but will post the proposal details as soon as technically possible.

In the mean time do please check it out on our site here: https://anypay.global/dash-june-2018

The full proposal describes in greater detail the expanded benefits Dash will receive including:

- DASH becomes listed as the primary, default coin on the Anypay platform.
- Dash-Back retail shopping incentives for both consumers and merchants, offering DASH a major advantage over competing coins

Regarding other coins, our extensive experience helping dozens of merchants shows that support for coins such as Bitcoin and Litecoin actually increase visibility for DASH. Plus! with the Dash Back people already choose to use Dash over Bitcoin Cash.

Yes Anypay is a private company and our mission is to convert the entire market to accepting digital cash, but we can't do it without customers. All of our revenues go back into paying talented individuals to expand our success in spreading Dash.
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0 points,2 months ago
Ah okay you should have lead with this:-
DASH becomes listed as the primary, default coin on the Anypay platform.

I'll check back at the end of the month, I am still not convinced or a fan, but if their is room in the budget, I am willing to give it a good.
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2 points,2 months ago
Did you read the full proposal at https://anypay.global/dash-june-2018 ?

For some reason the full proposal disappeared from this Dashcentral

This is ALL about promoting DASH. It's the primary crypto used with Anypay already. It's what they launched with. The DASHback proposal alone is more than enough to incentivize customers to use DASH. It's already here in NH and working well. This proposal will take that to the next level.
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