Proposal “Dash-iOS-and-Android-Retail-Apps-Anypay“ (Closed)Back

Title:Zombie Proposal Please Vote Down
Owner:anypay
Monthly amount: 219 DASH (7075 USD)
Completed payments: no payments occurred yet (3 month remaining)
Payment start/end: 2018-09-17 / 2018-12-15 (added on 2018-09-19)
Final voting deadline: in passed
Votes: 176 Yes / 325 No / 65 Abstain

Proposal description



More details: http://anypay.global/dash-sept-2018/

What you are buying:
Fully functional Android and iOS native apps in the app stores available for download in all of the markets.

Deliverables:
October 1 - Android app in Google Play Store
November 1 - iOS app in App Store
December 1 - A number of on-boarding improvements, automated communication and continued Dash-Back, ambassadors program with focus on Venezuela.

What we ask:
219 DASH per month for 3 months (3% of budget)

Here are last proposal's Deliverables, Delivered ✓
1) Dash-Back
2) Language Internationalization (English, Spanish, Mandarin, Japanese, Korean, Czech)
3) Currency Internationalization (168 Currencies Supported)
4) Merchant Guides and Support 



DASH featured on CNN International thanks to ANYPAY

Show full description ...

Discussion: Should we fund this proposal?

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1 point,5 years ago
As someone who's paid in Dash using the anypay POS I'm quite impressed. I think you are important partners. I would be much more open to voting for something dash specific in your business strategy/integration.
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0 points,5 years ago
Dash Watch October 25th 2018 Report on
Anypay Dash June - August 2018 by anypay
http://bit.ly/DWAnypayOCT18
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1 point,5 years ago
I watched the whole 1 and 1/2 hour 3 amigo's podcast featuring Anypay:
you find links to it here https://www.dashforcenews.com/dash-podcast-73-feat-derrick-j-freeman-steven-zeiler-from-anypay-global/

I am sorry to say but I was not impressed, to it seem like the programming experience you gotten earlier on at ripple is your the major selling point, which made it able for you to make the anypay software.

Other than that, it seems like you're a market follower, you only implemented Dash because btc was failing, not because you actually understood that Dash was needed ahead of time. It seems like you still don't get that Dash is a superior choose for brick and mortar stores. Nor do you have alignment with any coin, as long as you can keep doing what you're doing. Everything you said is very native and in fact can be damaging to both crypto and Dash.


Question:
When did you leave Ripple, and when did you start anypay ?

My conclusion is, maybe we can hire you to make open source software, or software in other way owned by Dash, but no reasons where found to continue flipping the bill for anypay so that you can promote/use and flip the bill for other coins, including double spend cost.

A small tip, please explain to costumers the concept of double spend, and please also explain they do not suffer charge-backs.
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2 points,5 years ago
Congratulations on all the coverage you've been getting by signing up a chain of car dealerships in the US to your service. Very impressive.

It's also been good to see your wallet be used by some South American merchants.

Thanks also for reporting numbers -- that around 300 of your merchants have Dash enabled. For that number, I think this ask is high. I would vote "yes" for more like ~$10k, though. You all are obviously valuable partners and I'd like a positive relationship to continue.

This said, if you can continue landing big news coverage with Dash in the headline (like you just did with Forbes), I'd be willing to pay you much, much more for that service alone.
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0 points,5 years ago
Hey Callalilly, thank you for the feedback about getting big news coverage with Dash in the headline. Yes, that is what we are doing. You paid us this much last time, and then we got the car dealership and Forbes. That is what you paid for. Pay it again, and we will do it again. When we get the 219 Dash, we plan to hire the guy who got the car dealership to work full time to get Dash at major corporate businesses.
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1 point,5 years ago
Anypay launched over a year ago with DASH and BTC as its first two cryptos - enabling a professional Point-of-Sale system for retailers for the first time offering something besides BTC, right when it was needed most. Later, they launched a DASH spending incentivization system called DASH-Back funded by donations. It works great.

After successfully doing all this for DASH and propelling it to the top-used-at-retail crypto in New Hampshire, they then came and asked DASH's MNOs to fund continuing DASH promotions. They were approved overwhelmingly, and now this month people are voting NO and trashing them.

It's ridiculous. Anypay doesn't need DASH's help - they are bringing value to the table from the beginning and asking for a partnership. The paranoid and exclusivist demands on the thread are short-sighted and uninformed.
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1 point,5 years ago
If they dont need dash's help why do they have a proposal in to that effect?
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1 point,5 years ago
To me, it's a partnership to expand the already excellent promotion of DASH in the retail point-of-sale world they were doing for nine months prior to making their first proposal for DASH funding.

Please understand the history of Anypay's promotion of DASH in retail LONG before ever coming to the table.

They made a functioning app, created the DASH-Back incentive, and got it installed and regularly used and tested in dozens of real life businesses all BEFORE coming asking for assistance.

Some people seem to think they *just* started with this DASH funding - that's not at all the case. The idea was this would take DASH's retail stronghold to the next level.
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1 point,5 years ago
After watching the 3 amigo's podcast, it became clear to me that the bitcoin users needed Dash because bitcoin became the most expensive. That's the other way around !
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0 points,5 years ago
Dash Watch September 26th 2018 Report on
Anypay Dash June - August 2018 by anypay
http://bit.ly/AnypaySEP18
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-1 point,5 years ago
voting NO.
DASHvestor makes the hard case within the comments here. I do not like Dash paying for services for LTC, Zcash and BCH.
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2 points,5 years ago
Criticalinput, I hear you object to Dash paying for services for LTC, Zcash, and BCH.

You will be glad to know that none of the development of those features came funded from Dash. Only Dash development came from funding our proposal. However, Dash being included on a POS that also supports more popular coins benefits Dash. This question came up a lot in our first proposal, and I made a blog-post and video that you may be worth your consideration:

http://anypay.global/2018/05/22/how-dash-gets-a-foot-in-the-door-important-message-for-mnos/
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1 point,5 years ago
Thanks for the proposal.

I'd like to see your merchant numbers and merchant map. Particularly in Venezuela.

Also, I see that you don't charge fees. What's more, you're giving away Dash. How will you sustain yourselves over the long-run?

Also, are the apps basically a POS on a smartphone? As in, is the app intended for the merchant, not the shopper? I've never seen Anypay used in real life, so I'm not sure how these mobile apps compare to your current delivery method (web? something else?)

Thanks in advance for clarifying.
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0 points,5 years ago
Hey Callalilly, thank you for the opportunity to clarify what we are offering.

Yes, Anypay is an app for merchants to accept digital cash. It is a web app and works on all devices. The next step is making it easy to onboard new merchants by adding native iOS and Android apps to the App Stores.

As of today there are 844 Anypay accounts. 295 of them have Dash addresses. Some users share their locations. They are listed here:
https://anypayhelp.zendesk.com/hc/en-us/articles/360009584814-Who-uses-ANYPAY-

Yes, it is free for users of the platform, and for each coin we support we find sponsors who are interested in their coin being used on our platform. In this case, the Dash network is very interested in Dash being used on our platform, so it is a perfect fit for them to pay for a subscription.

The Dash-Back program is 100% donation based. In the past, we have had individual donors as well as the DAO voted to give to Dash-Back. If we run out of donations, then Dash-Back stops. In the future if we need more Dash for Dash-Back, we will make a separate proposal for that.
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0 points,5 years ago
So basically an open ended proposal we are seeking proposals that can become self sufficient not suck the dao dry litterally.
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2 points,5 years ago
Anypay is self-sufficient. They existed before this proposal and created DASH-Back months before the proposal. Does DASH want to be the top-used crypto on the best POS system? It is right now, because they put DASH there at launch when it was just BTC and DASH.

With all due respect, you don't realize the value here that Anypay has already given to DASH by choosing them as their key crypto.
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-1 point,5 years ago
I have in contact with the creator of spark, it's a similar product to Anypay.
He had the following benefits
1) it only costed 3000 dollars in total !
2) It completely open source !

You try it out for yourself click " webapp" in the right upper corner
https://get-spark.com/
it also works via uphold:
https://www.dash-embassy.org/wp-content/uploads/2018/07/Sparks-Payment-Uphold-English.pdf

The creators name is "kodaxx" on discord

To concluded, compared to spark, anypay is way overpriced.
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4 points,5 years ago
I've recently tested Spark and it's promising. Glad to hear it's open source.

However, Anypay is established and actually in use daily across Southern New Hampshire. I'm not sure where their other active installs are globally, but in NH, Anypay is all over.

Keep in mind, Anypay launched with just DASH and BTC and never asked for a dime from DASH until they had a working system in place. Even DASH-Back launched for months before Anypay's DASH-Back proposal went live. It was funded by donation. It still is, with DASH having donated to it as well via their last, successful proposal.

Sure, they have a few other coins. I tend to agree LTC and Zcash have no real reason to be present, especially with them taking on Zencash. However, there's no doubt it's important in the retail, real world to accept multiple cryptos. Even Spark has multiple cryptos, but via separate apps for each.

All the hostility toward Anypay is ridiculous and paranoid. They are asking for a paltry 3% of the budget to do even more to help DASH dominate the real world of crypto use. Why wouldn't you want that to happen? Isn't that what people who support DASH want?
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0 points,5 years ago
Where are your budget details?
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0 points,5 years ago
masternube, thank you for expressing interest in our proposal. We will spend most of the money on delivering an iOS and Android native apps that you or anyone else in the world can download from the official App Stores. The rest will be used to maintain servers that we use to support Dash on the Point of Sale and improve the speed, uptime, and reliability of our software as well as the ease and delight of the merchant experience.
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0 points,5 years ago
Is the plan for Anypay to always rely on the DAO for funding?
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-1 point,5 years ago
ichigo13, Thank you for taking an interest in Anypay's proposal.

Anypay offers a service. Growing real-life adoption of cryptocurrencies by facilitating crypto-commerce at brick-and-mortar businesses. We are long-time Dash investors ourselves, and we have every motivation to help Dash succeed. So long as our incentives continue to be aligned, we are happy to continue adding to the number of goods and services you can buy with Dash.
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0 points,5 years ago
Voted no due to multiple (competing) cryptocurrencies being included in these multi-coin apps of yours, which delutes the specific value for Dash.
I voted no in the past to these kind of proposals and see no reason to change that now.
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1 point,5 years ago
qwizzie, Thank you for sharing your valuable feedback on our proposal.

I hope to persuade you to reconsider your statement that offering merchants the ability to accept Dash alongside a handful of other cryptocurrencies dilutes the value for Dash.

Allow me to illustrate my point with a short story:

For months, you go to a local hotel and explain to the owners the compelling advantages to accepting cryptocurrency. They are reluctant. They are conservative. They want to avoid taking too much unnecessary risk with their livelihood. They reject you every week. You are disappointed but not deterred. You continually return to make your case. They have heard the word bitcoin on TV, they have heard it around the dinner table on holidays when visiting with extended family. They heard about their friend who made a killing buying bitcoin. Intrigued and finally familiar enough to give it a try, they say, “Okay, I want to do it. How do I take bitcoin?”

You set them up with a Dash wallet and send them some Dash to show them how it works. They are amazed at how easy and fast it is. “No credit card fees? I love it!” they say. “Is this how it works when someone wants to pay with Bitcoin?”

“Oh, this app doesn’t do bitcoin. It only works with Dash. But Dash is much better than bitcoin! It’s faster to confirm transactions on the blockchain and transaction fees are less than a cent rather than 30 cents with bitcoin.”

Confused and angry, the owner responds: “Forget it. You have wasted my time. I will never take cryptocurrency. Get lost and don’t come back!”

The hotel owner is not a cryptocurrency expert. He has no idea that if he were only willing to accept Dash, 90% of his new crypto customers would be paying with it! He only knows of bitcoin, and just barely. How is he supposed to justify taking the time to train his staff to take a cryptocurrency that, in his mind, nobody uses? He was already risking his neck pitching the company on taking bitcoin. How is he supposed to keep the confidence of his colleagues when announcing that they will be accepting the #11 ranked cryptocurrency. No, not bitcoin. Why not bitcoin? Well, he doesn’t have an answer.

Don’t let this happen to you. Dash can rise to the top on its merits. It already has with Anypay. Indeed, Dash it is ever to become #1, it must do so by going head-to-head with its competition — as it does here every day in New Hampshire. Merchants accept many types of cryptocurrency, but 90% of customers choose Dash. Second place doesn’t even come close. How many of these merchants would be accepting Dash if we had pitched them on Dash alone? Charismatic though we may be, the answer is still zero.

I know it can seem from our perspective of hardcore Dash users that everyone has heard of Dash. That it should be a no-brainer to convince a business owner to start accepting it. But the reality is that most people barely know what bitcoin is, and they are reluctant to accept it. In places where a relatively strong currency is the norm, people have every reason to mistrust crypto. If we are to convince them, we must begin where they are.

Vote Yes to this proposal to get iOS and Android POS apps that anyone can use to take Dash at their business, and see an explosion in Dash acceptance across the globe -- not just in destitute places starving for an alternative to their local money, but in wealthy places where merchants can afford to be more discriminating.
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1 point,5 years ago
I'm sorry, but your short story actually demonstrates that your salespitch is incorrect and therefore ineffective. The salespitch should focus on Dash advantages over Bitcoin in a clear and simple way to understand for merchants, so when they do choose to implement Dash as payment option, they are fully aware of what they get in their business model.

Make no mistake : Dash is a direct competitor against Bitcoin at this point and Dash should educate newcomers who are unfamiliar with cryptocurrencies what crypto is about, and why Dash as a decentralized, low cost, fast payment provider is the smart way to go.

Dash should be compared against creditcard companies and companies like paypall with their high fees and centralized vulnerability.
Dash should also be compared against those cryptocurrencies, who are specifically focussed on being a fast transaction provider
(Ripple, Bitcoin Cash, Litecoin).
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3 points,5 years ago
qwizzie, you honestly have no idea what you're talking about.

No one should be trying to sell one cryptocurrency over another to merchants -- good god! Merchants only care about getting new, higher-paying customers to buy their goods and services.

Therefore, the pitch begins and ends at "I can get you more customers. This is how they like to pay. Here's the point-of-sale you can use to accept their payment."

Good god, qwizzie.
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0 points,5 years ago
The reason Dash is gaining in Venezuela is precisely because there is a strong emphasis on educating merchants and users on the benefits and advantages of using Dash. There are even reports from competing cryptocurrencies that they have difficulty convincing those merchants and users that already use Dash, to implement other cryptocurrencies. The salespitch to promote Dash over other cryptocurrencies like Bitcoin and over their own local currency is working well there. Very very well.
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1 point,5 years ago
Qwizzie, do you actually onboard merchants in real life to accept crypto at point-of-sale? I have done a bunch here in Keene, NH, and let me tell you, you have no idea what you are talking about.

Until DASH is a household name, it's easiest to pitch it ALONG with Bitcoin, just as Anypay has pointed out to you.
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1 point,5 years ago
hmmm, so when they ask about Bitcoin you install Dash and when they complain about it afterwards you then start to motify your decision to have installed Dash instead of Bitcoin ? Because thats the salespitch that Anypay pointed out to me.

I find that a weird way of convincing merchants to use Dash.
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0 points,5 years ago
No, you clearly don't have any understanding of how Anypay's software works. There's no "installing" one crypto or another. It's as simple as inputting the business' BTC and DASH wallet addresses in Anypay's settings page. Then when they run the app, it allows them to select at the POS which currency the customer wishes to use.

I would never set up a crypto for a business without them agreeing to it first. That would be a scummy thing to do.

Perhaps you should give it a test drive before you continue talking about it as though you know what it is?
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1 point,5 years ago
this is from Anypay, a direct quote from their short story :

*********************************************************************************************************
They heard about their friend who made a killing buying bitcoin. Intrigued and finally familiar enough to give it a try, they say, “Okay, I want to do it. How do I take bitcoin?”

You set them up with a Dash wallet and send them some Dash to show them how it works. They are amazed at how easy and fast it is. “No credit card fees? I love it!” they say. “Is this how it works when someone wants to pay with Bitcoin?”

“Oh, this app doesn’t do bitcoin. It only works with Dash. But Dash is much better than bitcoin! It’s faster to confirm transactions on the blockchain and transaction fees are less than a cent rather than 30 cents with bitcoin.”

Confused and angry, the owner responds: “Forget it. You have wasted my time. I will never take cryptocurrency. Get lost and don’t come back!”
*********************************************************************************************************
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1 point,5 years ago
That is were i objected to in the first place. The short story example is just a bad way to promote Dash in such situation.
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1 point,5 years ago
And i doubt it happens this way in real life.
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0 points,5 years ago
To summarize : i objected to the short story and the short story alone. I dont think that short story is realistic and is incorrectly used as an example in order to offer Anypay as solution.
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0 points,5 years ago
The point of that story, from what I could tell, was to show how it's important to pitch DASH alongside Bitcoin rather than instead of. You lead with Bitcoin and then pitch them on DASH as well. Once they start accepting payments from customers, it will be clear that DASH is most-used.

At least, that's how it's worked every time here in Keene, NH - the number two most DASH-accepting city in the world, per-capita.
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0 points,5 years ago
Then please explain the Dash adoption in Venezuela, where Bitcoin is not pitched first but instead Dash is pitched as first and foremost cryptocurrency ?

I think there are lessons to be learned from Venezuela and new strategies to be made. It could be that in certain countries its better to pitch Dash first (venezuela, colombia, india) and in other more developed countries (USA, Europe) there is another kind of pitch needed.
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0 points,5 years ago
Wherever you have a concentration of crypto users who are actively promoting to business and spending at those businesses, you will have success. That situation exists in real life in Venezuela and New Hampshire.

Anypay is the tool we chose here in New Hampshire. In Venezuela I've heard they use QR.CR. I tried it, it's WAY complicated to set up. But if you have a team pushing it out and helping businesses set up, it will get out - especially in a place with people desperate to find better money.

It pretty awesome buying things in real life with DASH! Anypay makes that easy here every day for people across New Hampshire.

How often do you get to do that where you live?
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2 points,5 years ago
qwizzie, Dash adoption in Venezuela is amazing. We agree there are lessons to be learned from Venezuela. Venezuela's economic situation is quite different from that of New England, and all merchants deserve to be pitched according to the strategy that best fits their location. Over time I hope to see a multitude of effective strategies employed to convert all types of businesses to Dash!
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0 points,5 years ago
some would even call it misleading....
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0 points,5 years ago
Then they can see for themselves that it really is better, faster, more used, etc. Your insistence on exclusivity is short-sighted.
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0 points,5 years ago
i dont want them to see for themselves .. i want them to know upfront !
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0 points,5 years ago
quizzie, you have some great points about how people need to be educated about the advantages of Dash in order for Dash to win.

That is why we distribute Dash-specific literature at all of the Anypay businesses explaining the benefits of Dash specifically. And obviously as the Dash team, we all can improve our process for educating people about the advantages of Dash. We love Dash. We spend 100% of the money we receive on improving Dash.
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0 points,5 years ago
Good to hear.
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2 points,5 years ago
I voted yes, when it was just bitcoin because the argument was, well bitcoin still has the name so we kinda need it, to lure them to use the dash option instead. I reluctantly voted yes, because Dash was very prominent in your app.

But now I am reading to my surprise that btc cash and ltc are here along for the ride. I once again feel tricked by a proposal owner.

The wording used here is also sicking, it not a dash app its a multi coin app.

Right now this whole deal turned sour, I don't want to continue it with out a contract, that provide some sort of exclusivity for Dash. Something along the lines of 0% fee's for dash and a market conformed fee for all other coins, and Dash prominent placed while all others take a backseat and paying for futher development of this app that is primary binding goal is to make Dash the number one POS-coin in the world.

Small letter should include, that we do not pay for problems with double spends, but that for the merchant, dash is instant send and does not have that problem.

Question:
Did any double spends happen already ? and if so how have they been dealt with ?
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3 points,5 years ago
I just checked your website, the video displays Zcash to pay with ! Why isn't this Dash ?!? and how come all coins you over instantaneously confirmed ?
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-1 point,5 years ago
A_node_to_a_Master, thank you for your thoughtful questions.

Our website does have a video of a Zcash payment. It is pretty cool. Anypay is the only POS that does that — allows merchants to accept Zcash, Dash, and Bitcoin all on the same platform. Showcasing multiple coins increases the likelihood that merchants will see a coin they have heard of, inspiring them to try Anypay. Once they get it, their customers are the ones who will be using it — and they overwhelmingly choose Dash.

And yes, I am glad you noticed that the PAID screen appears instantly when a customer pays. Faster than a credit card! Merchants and customers expect a reasonably fast experience at checkout, and Anypay delivers the fastest checkout around.
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0 points,5 years ago
Does that mean this app only does 0 confirmation transactions ?
If yes, does that not form a risk ?
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1 point,5 years ago
quizzie, great question.

Our blockchain service providers analyze the risk, and it does not say "PAID" if there is a double-spend. Sometimes it takes longer than an instant if the fee is really low, but that is 0.1 percent of the time. Now that we have higher value retailers, we are developing an "Instant-send Verified" feature as well as an option to require a number of confirmations. For instance, at a car dealership.
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-1 point,5 years ago
So basically you deceiving your costumers by your statement. You should right it clear as night and day "ONLY DASH has instant double send protection" You're down graded merchant experience and dragged dash in the mud with them.
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10 points,5 years ago
Dear proposal owner,

To be honest, i have a couple of issues with Your proposal, which make it difficult for me, to vote Yes on this one.
There are some serious misconceptions with many proposal submitters, of when and/or what for, seeking DAO funding.
The Dash DAO is NOT welfare nor charity, and neither is it the Salvation Army.
Of course, anyone can submit a proposal and try his luck to get funded for the project he has in mind.
However, in order to considerably increase the chances of a proposal passing (and this is especially true when asking for a large amount of money and/or whenever the DAO is in a direly tight budget situation like the current one), there are some ethical criteria, fairplay rules and self-evident principles that SHOULD be acknowledged and fulfilled by a proposal owner, if he wants to seek DAO funding:

1) The Dash DAO is NOT here primarily to kickstart any profit-seeking private ventures or startup businesses.
In case the ANYPAY POS system applies a fee-based profit-margin for all Your subscribed merchants, this would make you a business venture as You are pursuing an economic interest to profit (earn recurring income).
Furthermore in such a scenario, subscribed merchants to Your ANYPAY POS system would pay (much) higher fees than just the Dash network fees, which (with merchants at least) might potentially also inflict upon Dash's brand and Dash's reputation.
In contrast to that, something entirely different would be, if the fees of Your ANYPAY POS system are indeed as low as the Dash network fees and if Your company or entity only adds a reasonable (!) one-time margin for the sale of POS equipment to merchants.

2) DASH EXCLUSIVETY, preferably for all future
I cannot mention enough the importance of this one!
How much funding has Your team received so far from competing cryptocurrency projects like Bitcoin, Bitcoin Cash, Litecoin and Zcash ????? You should fully disclose such information, when seeking funding from Dash's budget.
The Dash DAO is NOT here for funding the spread, acceptance and use of other competing cryptocurrency projects, because if we keep on funding competing projects for what they cannot afford themselves, then we fail.
Many of us MNO's are sick and tired of seeing the Dash treasury paying for the benefit of direct competitors, and indirectly financing their integrations.

3) Acknowledging to hand over all Intellectual Property to the Dash network, including software code and hardware designs as well.
Without the willingness to share code and technology that was developed with DAO funding, with other MNO-approved projects at the very least (!), the DAO should not be asked for funding in such situations.


Without the MNO's making critical assessments of how our funds are being spent, the Dash treasury runs the risk of being flooded and misused by private profit-seeking enterprises and/or competitor projects which are unable to fund their integrations themselves as they should.

When it comes to Your proposal i'm not entirely sure about 1) and 3) and if You want to clarify You can reply, but to be honest, 2) makes it somewhat difficult for me to vote in favour of this proposal.
Because ultimately, it all boils down to the same old question:

WHAT IS IN IT FOR DASH (and Dash alone) ??
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-1 point,5 years ago
DASHvestor, I don't work for Anypay, but I'm an active user of DASH in real life at Anypay merchant locations around Keene, NH. I've helped multiple business owners in this area accept DASH. DASH is #1 in NH retail because of Anypay.

I want you to know there are no fees assessed to the merchants by Anypay with the exception of the network fee to transmit the sale to the merchant's destination wallet. Anyone can verify how it works by creating an account and testing it for themselves.

It's true they have other cryptos in their app, but DASH is the focus and DASH is what we're pitching to retailers here. When Anypay launched in 2017 it launched with DASH and BTC. It was the first POS to accept DASH (in fact other POS like Bitpay were still BTC-only.

Anypay came to the rescue with DASH when BTC was choking on fees, thank goodness. And that was nearly a year before they came asking for funding to help continue to propate DASH. So, they were onboard promoting DASH for nine months prior to making their proposal for funding.
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-4 points,5 years ago
DASHvestor,

We are so glad to hear that the master node network is not here to fund charity or welfare.

As investors in Dash ourselves, we want Dash to pay for the most effective service providers who help the mission of Dash. Anypay provides the service of growing retail transactions in Dash with a proven track record and ongoing growth.

To be clear, Anypay receives exactly zero fees from either the customers or the merchants. Our tool is free to use for everyone in the world.

Glad we are on the same page here.
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5 points,5 years ago
Thanks to anypay for Your reply.
And thank You FTLIan for the additional information You provided.

However ANYPAY needs to really understand something:
There is a MERCILESS WAR out there raging for the spots in the TOP10 rankings of market-caps, and right now Dash is not even within the TOP10 anymore.

Many of us MNO's are really reluctant to sponsor a POS system which is supporting 4 other competing cryptocurrencies, of WHICH 3 OF THEM (Bitcoin, Bitcoin Cash and Litecoin), are all ranked higher than Dash and have much greater market-caps than we have.
Why should the weaker sponsor the stronger? It makes economically zero sense for the DAO to do so.

And yes, i understand that many merchants might prefer a multi-crypto POS system, but ultimately they will also have to make a hard decision. and If they want to use a multi-crypto POS system, the same should not be sponsored by our DAO but have it's own fee-based business model.
The Dash DAO is certainly NOT here for subsidizing a low-fee POS business model benefitting competitor cryptocurrency projects with possibly low transaction fees on THEIR blockchains.

ANYPAY will have to make a tough decision about the future of their business model:
a) Does it want to be a POS system for multiple cryptocurrencies without future funding of the Dash DAO, or
b) Will it become Dash-exclusive (over the years) and receive DAO funding for further development, maintenance, support and merchant-training

These two possibilities are diametrically opposed and i'm sure many MNO's see no room for compromise.
In case b) would seem an option to the ANYPAY team, a good start would be to ditch Bitcoin Cash, Litecoin and Zcash immediately, and maybe support Bitcoin (BTC) for a LIMITED amount of time like 2-3 years still.
If ANYPAY considers the ditching of the 3 competitors Bitcoin Cash, Litecoin and Zcash as intolerable, in such a case You guys should renounce from further seeking DAO funding.
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0 points,5 years ago
Yeah....I largely agree. This is business...and Dash is doing the funding.
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4 points,5 years ago
I agree with your assessment.

1% fee on BTC,BCH,LTC,and ZEC. 1% discount for using DASH.

That is what this proposal should look like. Dash shouldn't be footing the development bill alone.
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0 points,5 years ago
Hello Robby,
I agree with You, and what You mentioned could indeed be a workable & acceptable compromise for Anypay to consider. Haven't thought of this possibility myself.
I think the overwhelming majority of MNO's could live with such a change in Anypay's policy/business model and continue to fund it under such conditions, because it would be much fairer in respect to the Dash DAO and doesn't make us look like total suckers.
However, even tough in such a scenario the Dash DAO would have the burden of the MAJORITY INITIAL FUNDING, the Dash DAO gradually over time, as transactions of the other 4 cryptocurrencies increase, Dash's DAO should being FULLY RELIEVED OVER TIME, and coming to enjoy no merchant fees (except network fees).
But Anypay would have to agree to share monthly or quarterly figures of their merchant fee income (for their other 4 supported cryptocurrencies) for us to really know their situation and where Anypay is currently are at.
It would make sense for us, if Anypay's HONEST GOAL with such a compromise would be to become self-sustainable over time with the revenue from merchant fees of the 4 other cryptocurrencies, while giving the Dash DAO the PROMISE of zero merchant fees (only network fees) for Dash in ALL FUTURE.
(with the exception of the DAO continuing to subsidize the Dash-Back incentive as the DAO sees fit, even after self-sufficiency or Anypay's profitability is reached)
Given the fact the Anypay POS system seems to be advanced, well-developed and reliable, i feel it would be a loss for both parties, if a future cooperation seems impossible because we are unable to agree on terms, which are fair & acceptable and to which both sides can agree.
Maybe there is room for compromise, but ultimately it all depends on Anypay's willingness to come a step or two closer toward our position.
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0 points,5 years ago
DASHvestor,

Yes! We agree with you. Anypay POS needs to be advanced, well-developed, and reliable so that Dash can grow faster.

Yours is a very interesting arrangement to do business, though we have from the start rejected the concept of merchant fees knowing that eventually blockchain technology will eliminate all middle-men.

Our long-term business model mission is to acquire ownership stake in the Dash network and operate on the dividends paid from that.
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2 points,5 years ago
Voting no. Check out the discussion on DN. Reports are that Anypay is turning out to be unreliable in Latin America. We shouldn't put more money into this for-profit effort, especially since its not Dash exclusive. Spark POS has done much more with less.
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2 points,5 years ago
The fact that Anypay is not Dash exclusive has actually helped adoption of Dash quite a bit, because many of the merchants sign up for the ability to take Bitcoin. They don't know about the friction in the Bitcoin ecosystem. Then 99% of the customers use Dash and they quickly realize which payment system is superior for practical use. I think requiring Dash exclusivity would hurt us in this case, not help us.
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0 points,5 years ago
@Zedhead, yes that is true and that is why allot of MNO voted yes last time around but now bitcoin cash and ltc are allong for the free ride as well. This changes it a whole lot.
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2 points,5 years ago
No, they were there last time as well, and almost no one used them. This gave Dash proponents a talking point and practical demonstration that Dash is what people choose to use no matter what the options are. I was very proud Dash won on merit.
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0 points,5 years ago
Zwolf, thank you for sharing your feedback on our proposal. Yeah, you are right. We have not done anything at all in Latin America.

In our first proposal, we successfully added Spanish language and a number of Latin American currencies at the request of the people on the ground in Latin America. Admittedly, we were caught off-guard by the new Venezuelan currency. And the team we are working with requested the features that we put in this proposal. What do you want us to do? Not implement the features our Latin American partners are asking for? Not help them?

We love Dash and we want Dash to be #1. Some merchants only know about bitcoin. Our mission in the long run is to help people use Dash even if the merchant will not accept Dash. We are on the same team, and we are effective.
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2 points,5 years ago
Hi! I had a few questions about your proposal.
Could you tell us a little more on the deliverables in your proposal?What features will the Android and iOS have upon release? Which languages and currencies will they support?

Could you provide a break down of the costs for the proposal. How much of the budget do you allocate to the Dashback? How much to the development of the apps? How much for the onboarding program in Venezuela?

Would you be open to use an escrow service? At least for the development funds to be released upon delivery of the apps?

And finally what is Anypay's business case? Because the POS is free it is unclear to me how you generate revenue and pay for your expenses?

Aezel
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0 points,5 years ago
Hey Aezel,

Thank you for taking interest in our proposal.

One deliverable is we are going to add support for as many spoken languages as possible. The first proposal we built the framework for supporting different languages. Now we are going to add as many as possible. It works with 168 currencies.

What are the actual features? Beyond that, we continually invest in redesign to streamline the onboard process to make it even easier for merchants to take Dash. That is a continual effort. Our engineers are also continually improving the reliability of our software as well as the speed which significantly impacts the user experience.

When we started out, our app was slow. And we have made many improvements that make it faster and more delightful and we will continue to invest on that front.

The Dash Back Program so far has not cost as much as we expected, so we probably will not allocate very much to Dash Back. Only if we run out from funds before. However, our ambassador program is very successful, so we will pay as much as we can to set up new merchants. We want to incentivize new merchants, and we have people on the ground doing that, so if they are very successful, we are going to pay them to do it.

Everyone determined last time that escrow was not required, and given our track record of completing what we said what we were going to do, it seems completely unnecessary and a waste of time.

Our business model is building and operating software that grows the number of Dash retail transactions for actual goods and services. Our profits come from the Dash network, who wants to pay to grow retail use of Dash. That said, we reinvest 100 percent of our revenue to growing Dash because that is what we are passionate about.
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0 points,5 years ago
Reading through the whole word salad my main take away from post comment is:
1 Your sole source of revenue is Dash treasury funding.
2 The only solid deliverable of the proposal is translating the Anypay apps to "as many languages as possible".

With respect to the revenue from the treasury. That is not how the Dash treasury in my opinion should work. Projects cannot rely indefinitely upon treasury funds. How will you maintain the POS system (fix bugs) when treasury funding dries up? How will you afford the employees for customer support? Projects should become self-sustainable after a while, Dash simply cannot afford to support all projects that were funded from the treasury. The treasury can be used as a seed fund to start-up businesses, but those businesses should have a plan to eventually become self-sustainable. If a business can't make a profit by itself, imo most of the time there is no good reason for its existence and it is therefore a bad investment. Therefore I would like Anypay to present a plan how it will to become self-sustainable. This is a necessity! Not in the least to ensure that Anypay will continue to exist after treasury funding ceases.

And with respect to the deliverables. From the Dash Watch reports I understood that aside from the Dashback you delivered 2 major achievements over the past 3 months:
- Set up support desk with a FAQ and live chat and phone support
- Implemented a half finished solution for international currencies (is that fully functional now?)

I was under the impression that the previous proposal would include more work. Therefore, to avoid further confusion I would like to see a stronger commitment from Anypay to milestones and deliverables. A commitment to features you aim to develop over the next three months (making it faster and more delightful is too vague) and what your targets are in terms of number of merchants added and ambassadors recruited in Venezuela. I want to have a better understanding of the work we can expect from this proposal when it is approved, because I feel (hindsight) that was lacking in the previous proposal.
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0 points,5 years ago
Aezel, thank you for your suggestions. Please allow me to clarify some things.

Copied from above:

What you are buying:
Fully functional Android and iOS native apps in the app stores available for download in all of the markets.

Deliverables:
October 1 - Android app in Google Play Store
November 1 - iOS app in App Store
December 1 - A number of on-boarding improvements, automated communication and continued Dash-Back, ambassadors program with focus on Venezuela.

Here are last proposal's Deliverables, Delivered ✓
1) Dash-Back
2) Language Internationalization (English, Spanish, Mandarin, Japanese, Korean, Czech)
3) Currency Internationalization (168 Currencies Supported)
4) Merchant Guides and Support
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2 points,5 years ago
@anypay you have already received 652 dash already thus far and you are already behind schedule and now your seeking an additional 657 dash. Im sorry but this is very concerning, I will be voting NO unless you can clarify what has happened so far and why.

And as such at this point id also like to see some sort of equity vested to dash ventures

Thank you
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-3 points,5 years ago
Hey Realmrhack, thank you for the questions.

Our original proposal was 219 DASH per month for 12 months. Everyone said this was great, but they only do 3 month proposals, so we should break our 12 month proposal into 3-month chunks.

Yes, you are right: It did take us 4 months to accomplish what we thought would take us 3 months. As a bonus, DASH only paid for 3 months of work, and we did 4 months with our professional development and product marketing team. And we are so glad that we got it all completed even though the price of the Dash we received tanked and we had significantly less resources to work with.

Yes, we totally want DASH Ventures to invest in ANYPAY. We want to explore that. In the meantime, we are busy being on the forefront of DASH retail adoption and we will use more capital to grow Dash now and build on our incredible momentum.
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1 point,5 years ago
@anypay the dao already has, they wont give you additional funding ontop.

Im suggesting you provide some form of equity to dash ventures which is a dao owned entity.

In return for the continued funding and to ensure a net-positive relationship with dash,

Since the dao is providing extensive capital

this has been discussed on the forums and elsewhere. If your active on any our communications mediums forum/discord you will have no doubt read about this

This ensures two things from large proposals such as yours.

1) some form of dividends back to the dao, to support dash related projects i.e venezuala, africa, et al
2) this will be new concept allow us to develop a rainy day fund in times of a bear market for dao related activities.


So dash can alwahs afford it.
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-1 point,5 years ago
Always*
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-4 points,5 years ago
Realmrhack, yes, we have the same idea for Dash ventures to invest in equity in ANYPAY for the long run. We see that as building a strong partnership for decades. We have even begun exploring this idea with a few prominent DASH members to learn about how we might make it work.

So great idea, and we are stoked to continue building on our momentum with DASH retail and follow through with our 12-month plan using the proposal system, at which point both DASH Ventures and ANYPAY will have a great understanding of the type of investment we want to make in each other.

That said, ANYPAY is going to have a huge positive impact on real Dash use in retail businesses whether or not DASH Ventures becomes an investor. We have already had a huge impact on the number of merchants taking DASH, and that is already growing.

We spent the entire first 3 months adding complete international support for all of the specific regions you are talking about (Venezuela, Africa, everywhere). Now we are rolling it out to them, and we are making it super easy to distribute our DASH software to those teams. This is the next phase of a successful project that the Master Node Owners began funding with the intention to continue for 12 months, once each phase is complete.
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-1 point,5 years ago
Voting YES! Anypay is the best POS system on the market - I've tried them all. I've been helping merchants accept crypto in Keene for long before Anypay.

They launched in August 2018 and instantly topped the previous best POS that I had deployed at local merchants - Bitpay. Anypay started by supporting DASH as the primary crypto (they also had BTC). Because of their DASH-supporting launch, Anypay is the reason why DASH is accepted across New Hampshire at retail, especially in world DASH hotspots like Keene and Portsmouth.

I will be spending DASH tonight at Thirsty Owl for Karaoke, bought BBQ with DASH at Hot Hogs on Monday, and Sunday I paid for my burger and fries at Local Burger with DASH. All because of Anypay.

Here's a video I made showing just how easy it is using Anypay at a shop called Rt. 101 Local Goods in Keene. (Also the location of one of Keene's two DASH Vending Machines.)

https://www.youtube.com/watch?v=LIjb1zYhCKk

I'm a big fan of what Anypay is doing - they are making retail DASH acceptance a reality. It's so much fun to be involved. Yes, there have been some bumps in the road (outages), but these guys are committed to improving their system and I'm excited to see what they do next. Please give them your continued support.
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0 points,5 years ago
FTLIan,

You gave us a lot of great praise, and you understandably love Anypay because it is awesome and it supports Dash, but you know it is not as fast as you want it to be.

And although the on-boarding experience is vastly improved, you know it is not as good as it needs to be for worldwide adoption. And although Dash Back has been extremely successful in our area, you know there are a lot of challenges to work through in expanding to the rest of the world. And lastly we are sorry but though you have received a lot of attention as our number one power user, once our proposal passes, and we are able to focus on working with teams in Africa and Latin America, we are going to be spending a lot of time with them and less with you there in New Hampshire.

Glad that you will be able to continue on as we focus on expanding to Dash’s most desirable markets.
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